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title: Kevin the Merchant
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**Virtues** Educated,
Puissant Profession:Merchant (General, Minor),
Social Contacts (Merchants)
**Flaws** Avaricious (Personality Minor),
Obese (General, Minor),
Fear (Hunger) (Personality, Minor)
**Characteristics**
Int 0, Per +1
Pre 2 (1), Com 2,
Str -1, Sta -1,
Dex -1, Qik -1 (1)
**Personality**
Avaricious +3, Jolly +3, Loyal +2
+ **Year** Aged to 1242
+ **Born** 1185
+ **Age** 67
+ **Apparent Age** 67
+ **Longevity Modifier** 0
+ **Living Conditions** +1
+ **Decrepitude** 3 (5)
# Journal
Elaine the wife of the merchant Harold
She is numerate and literate
# Abilities
| Abilities | Early | Later | Virtue | XP | Total | Score |
| :- | :- | :- | :- | :- | :- | :- |
| Area Lore:Hibernia (Munster) | 5 | 25 | | 5 | 35 | 3 |
| Area Lore: Isle of Mann | | | | 6 | 6 | 1 |
| Area Lore: Irish Sea | | | | 50 | 50 | 4 |
| Area Lore:Norway | | | | 50 | 50 | 4 |
| Artes Liberales (Arithmatic) | | | 5 | | 5 | 1 |
| Awareness (On the road) | 5 | | | | 5 | 1 |
| Bargain (Books) | | 15 | | 52 | 67 | 4 |
| Brawl (Fist) | 5 | 10 | | | 15 | 2 |
| Brehon Law (Trade contracts) | | 0 | | 23 | 23 | 2 |
| Carouse (Staying sober) | | 15 | | | 15 | 2 |
| Charm (Customers) | | 50 | | 5 | 55 | 4 |
| Dead Language: Latin (writing) | | 5 | 45 | | 50 | 4 |
| Etiquette (Merchants) | | 30 | | 9 | 39 | 3 |
| Faerie Lore (animals) | | | | 82 | 82 | 5 |
| Folk Ken (Merchants) | | 50 | | | 50 | 4 |
| Guile (Merchants) | | 15 | | | 15 | 2 |
| Infernal Lore (Demons) | | | | 78 | 78 | 5 |
| Living Language: Welsh | | | | 7 | 7 | 1 |
| Magic Lore (Animals) | | | | 99 | 99 | 5 |
| Native Language:Gaelic (Munster) | 75 | | | | 75 | 5 |
| Order of Hermes Lore (Hibernia) | | 15 | | | 15 | 2 |
| Profession: Merchants | | 50 | | 26 | 76 | 5 | +2 |
| Ride (Mule) | | 15 | | | 15 | 2 |
| Survival (Forests) | 15 | | | | 15 | 2 |
| Swim (Rivers) | 15 | | | | 15 | 2 |
