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Covenant/Finance

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title: Finance
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# Income sources

**Cattle** £100/year (typical source)

**Copper mine** £40/year (lesser source) + £10 with ReTe item

**Trade** £13/year from 1218 (sublesser source)

**Production of vellum** £5/year from 1225 (ReAn item)

With the new magi joining, this is not sufficient.  With the new trading
business it is not very far off, and the stocks mean that it is not an 
urgent concern. 

# 1225

- [Spreadsheet](https://docs.google.com/spreadsheets/d/1tIwp_Ldgjd6Qzw8PhlDCKEaEOTZPT3kcjl2_TVjDvxA/edit#gid=741508684)


| Text             | Amount | Comment                    |
|------------------|-------:|----------------------------|
| Incoming balance | 1007.15 ||
| Regular income | 168  | |
| Extraordinary income | |  |
| Investments          |  |  |
| Expenses             | -185.8 | |
| Stocks Winter 1220   | 989.35 | |
| Expenses             | -193.8 | |
| Stocks Winter 1220   | 981.35 | |

# 1224

- [Spreadsheet](https://docs.google.com/spreadsheets/d/1iM336UGq5sFVbHdwmAifROAtPBLyU0YcbUECYe9MAug/edit#gid=1230696468)


| Text             | Amount | Comment                    |
|------------------|-------:|----------------------------|
| Incoming balance | 1025.95 ||
| Regular income | 163  | |
| Extraordinary income | |  |
| Investments          |  |  |
| Expenses             | -181.8 | |
| Stocks Winter 1220   | 1007.15 | |

# 1223

- [Spreadsheet](https://docs.google.com/spreadsheets/d/1gXgbPDRtTNembDtn0RJ58v64vx_UY-r-YTnW2Df5UlU/edit#gid=741508684)

- The ReTe item crafted by Cieran increased the yield of the Copper mine by £10 per year. 

| Text             | Amount | Comment                    |
|------------------|-------:|----------------------------|
| Incoming balance | 1058.75 ||
| Regular income | 163  | |
| Extraordinary income | |  |
| Investments          |  |  |
| Expenses             | -195.8 | |
| Stocks Winter 1220   | 1025.95 | |

# 1222

- [Spreadsheet](https://docs.google.com/spreadsheets/d/1DoG1qlsVTxN_WMlEsZ3GI_9awSjT4ltUUZOtf5uBKU0/edit#gid=741508684)

- The ReTe item crafted by Cieran increased the yield of the Copper mine by £10 per year. This was applied for half a year giving an increase of £5.

| Text             | Amount | Comment                    |
|------------------|-------:|----------------------------|
| Incoming balance | 1073 ||
| Regular income | 158  | |
| Extraordinary income | |  |
| Investments          |  |  |
| Expenses             | -170.05 | |
| Stocks Winter 1220   | 1058.75 | |

# 1221

- [Spreadsheet](https://docs.google.com/spreadsheets/d/1N0-PE28_2QBt028XqOx-xlmdAY0vLrofUaByMQYC7Sc/edit#gid=741508684)

- The loot from the Barrow of the undead gave approximately £500, less 25% share paid to the Lord of Clonmacnoise and 10% donation to the Church giving an increase of £325 to the Covenant accounts. 1 Pound 7 shilling spent on Classic Greek language book.

| Text             | Amount | Comment                    |
|------------------|-------:|----------------------------|
| Incoming balance | 761.8 ||
| Regular income | 153  | |
| Extraordinary income | 375 |  |
| Investments          |  |  |
| Expenses             | -166.3 | |
| Stocks Winter 1220   | 1073 | |

# 1220

- [Spreadsheet](https://docs.google.com/spreadsheets/d/1YyZ75M2xQTnvp-4nEKjoJt-Lg89sWB_dLPwA4oJlM9Y/edit#gid=741508684)

| Text             | Amount | Comment                    |
|------------------|-------:|----------------------------|
| Incoming balance | 767 ||
| Regular income | 153  | |
| Extraordinary income |  |  |
| Investments          |  |  |
| Expenses             | -158.2 | |
| Stocks Winter 1220   | 761.8 | |

# 1219

- [Spreadsheet](https://docs.google.com/spreadsheets/d/1VgHhSflOxuyq0r_LQzy-f_t705P1CFCf3FNPGbF44XU/edit#gid=741508684)
- The loot from the dragon in Nenagh gave £201, less the share of £12 paid to the mercenaries. This is counted as a pure silver income, assuming that, in the long run, the silverware, jewellery, and garments will save costs by replacing necessary purchases whether for consumption or for gifts.


| Text             | Amount | Comment                    |
|------------------|-------:|----------------------------|
| Incoming balance | 599 ||
| Regular income | 153  | |
| Extraordinary income | 189 |  |
| Investments          |  |  |
| Expenses             | -174 | |
| Stocks Winter 1220   | 767 | |


# 1218

- [Spreadsheet](https://docs.google.com/spreadsheets/d/1a4rWW-4-F_1AyjkiF18-o5dsjNJbgc5YlJV069_eSiY/edit?usp=sharing)
- Richard joined the covenant with his mercenaries, but they are assumed to be self-sufficient, and they are therefore not included in the accounts.



| Text             | Amount | Comment                    |
|------------------|-------:|----------------------------|
| Incoming balance | 604 ||
| Regular income | 153 | |
| Extraordinary income |  |  |
| Investments          |  |  |
| Expenses             | -158 | |
| Stocks Winter 1219   | 599 | |

# 1217

- [Spreadsheet](https://docs.google.com/spreadsheets/d/10-mHZWD7FdpGI3uxf981yq691mlygUDWG9C-8fQ-xR4/edit?usp=sharing)

| Text             | Amount | Comment                    |
|------------------|-------:|----------------------------|
| Incoming balance | 720 ||
| Regular income | 140 | |
| Extraordinary income | 5 | From the cattle raid |
| Investments          | -100 | Setting up the merchant business |
| Expenses             | -161 | |
| Stocks Winter 1218   | 604 | |